Articles
Field notes for running a modern SACCO
Practical, regulator-aware guides on digitization, compliance, M-PESA, and operations — written for the people who actually run cooperatives.
SACCO Operations
SACCO Operations
The complete guide to SACCO digitization in Kenya
Why digitize, what to look for in a core system, and the pitfalls that sink migrations — the pillar guide for any SACCO leaving spreadsheets behind.
SACCO Operations
SACCO Operations
Loan origination workflow: from application to disbursement
An end-to-end walkthrough of the SACCO loan workflow — officer roles, eligibility, multi-signer approvals, and disbursement channels.
SACCO Operations
SACCO Operations
Multi-branch SACCO operations: home branch vs transacting branch
Why the home-branch concept matters, cross-branch service, branch-level reporting, and cash-in-transit — an architecture explainer for growing SACCOs.
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